Spencer worked for HSBC for over 20 years, looking after both corporate and individual clients, before joining Irongate in 2015.
In addition to his in-depth knowledge of investment, tax and protection planning, Spencer is our pension planning specialist helping client’s transition from work to retirement.
Spencer is very experienced and knowledgeable, and this is evident in the advice that he provides to his clients.
He aims to provide simplistic solutions to otherwise complex circumstances and is approachable and friendly, taking great pride in the service that he provides.
Spencer is an Economics graduate, Chartered Financial Planner and a Fellow of the Personal Financial Society.
The levels and bases of taxation and reliefs from taxation can change at any time. Tax reliefs are dependent on individual circumstances. The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.