Intergenerational Wealth

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Increasing life expectancy and major social change mean many families need to reconsider how their wealth can work harder for the benefit of the whole family. We are now witnessing a phenomenon where the ‘baby boomers’ – those born in the post-war era and approaching retirement – represent the wealthiest generation in our society.

However, whilst they enjoy the fruits of their labour, they are sandwiched between elderly parents facing the challenges of old age and children struggling with the hangover of university debts and spiralling house prices.

Traditionally, wealth has passed from one generation to the next upon death. However, intergenerational wealth management challenges that notion and looks at how families can use their wealth more collaboratively to support each other during their lifetimes. This offers legitimate estate planning and tax mitigation opportunities, whilst providing the much-needed assistance to alleviate the financial burdens of everyday life.

Irongate offers a range of solutions to meet the modern family’s needs including;

  • Looking after Elderly Parents
  • Getting on the Property ladder
  • Investing for children and grandchildren
  • Estate Planning
  • Family Healthcare and Insurance Plan

How families can use their collective wealth to support each other during their lifetimes.

— Spencer Holliday, Chartered Financial Planner

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than the amount invested.

Private Clients

Investment Management

A Distinctive Proposition

Discretionary Portfolio Management

Sustainable Responsible Equity Fund

Other Services