Other Services

We have access to a Private Client banking proposition providing an introduction to a panel of private banks able to offer a complete range of wealth management solutions including sophisticated banking and borrowing services.

We also have access to a cash management service via Flagstone, which enables clients with greater than £50,000 in cash to manage their cash deposits across a panel of more than 20 providers and banks with hundreds of different deposit accounts. Just one form is required thereby avoiding the administrative hassle and delays involved in opening and managing multiple accounts. This could be particularly attractive to cautious investors, charities and businesses who are more likely to hold larger sums of cash.

Through the St. James’s Place we can refer you to services that enable you to borrow against your eligible St. James’s Place and *Rowan Dartington assets without disrupting your long-term investment strategy.

Please note that if the value of the investment falls in the relation to the agreed loan facility, the loan may need to be repaid in full. The Provider will take a charge over your investments and you will be unable to make any withdrawals from your charged investments without prior approval from the bank. Rates and charges will apply.

Please note that these services are separate and distinct to those offered by St. James's Place.
*Rowan Dartington is a wholly owned subsiduary of St. James's Place.

Terms and conditions apply; please ask for more details.

To facilitate complex tax and estate planning St. James’s Place have established links with a number of law and tax firms. The firms have been chosen for their high calibre advice, reputation and their ability to provide tailored solutions to meet our client’s needs.

The Accountancy Services we can provide access to range from straightforward tax returns to more complex UK and cross-border tax plans and advice.

Services include:

• Inheritance Tax & Estate Planning
• Trust Administration
• Offshore Trustee Services
• Tax Resolution
• Wills & Powers of Attorney
• Tax Planning for Non-UK Domiciled
• Family Limited Partnerships
• UK estate planning
• Tax Returns
• Probate

Please note that these involve the referral to services that are separate and distinct to those offered by
St. James’s Place and are not regulated by the Financial Conduct Authority.

The levels and bases of taxation and reliefs from taxation can change at any time. Tax reliefs are dependent on individual circumstances.

Working with carefully selected providers, we can provide the following policies:

• Life assurance
• Critical illness cover
• Private medical insurance
• Income replacement insurance
• Mortgage protection

There are a number of reason why people have to engage with foreign currency exchange, from emigrating to buying/selling a property overseas or simply transferring funds abroad.

Through the association with St. James’s Place we are able to introduce you to TorFX who provide a simple, stress free and cost effective service that includes:

• Foreign exchange contracts, as well as regular payment schemes.
• Choice of online or telephone based execution
• Dedicated Account Managers

Please note that this involves the referral to a service that is separate and distinct to those offered by
St. James’s Place.

We offer a comprehensive range of first charge mortgages from across the marketplace which lenders make available to mortgage intermediaries:

• Mainstream House Purchase
• Buy-to-let
• Help to Buy
• Mortgages for Professionals
• Expat** & Referral to Overseas Holiday Homes
• High Value Mortgages
• Later Life & Lifetime Mortgages
• Inter-Generational Mortgages
• Lending against eligible Investment Portfolios**
• Equity Release*

Intergenerational Mortgages

The St. James’s Place Intergenerational Mortgage Range, exclusively available through the Partnership to the families of existing St. James’s Place clients, allows your family to choose a mortgage that works for you all.

The home on which the mortgage is secured, or other property, may be repossessed if you do not keep up repayments on your mortgage.

Some buy-to-let mortgages are not regulated by the Financial Conduct Authority.

* This is a lifetime mortgage or home reversion plan. To understand the features and risks associated  with such products, please request a personalised illustration.
** Subject to certain terms and conditions being met.

We are able to refer you to brokers who will meet with you to provide tailored solutions covering the following:

• Household Buildings
• Contents including Works of Art, Antiques, Business Equipment and other possessions
• Holidays
• Overseas and Investment Properties
• Collections of Fine Art
• Motor, including Classic, High Performance, ‘Cash for Car’ and Nanny’s Vehicles
• Rural, including Estates and Equestrian cover
• Yachts and Aviation

Please note that this involves the referral to a service that is separate and distinct to those offered by
St. James’s Place.